1. Purpose

These terms set the conditions for using the KeepMoney mobile app provided by Omni AI Studio ("we"), the rights and duties of both sides, and the rules for paying for and refunding paid products.

2. Definitions

3. Publishing and Changing These Terms

We post these terms in the App and on the web. They apply when you install and use the App.

If we change these terms, we will post the effective date, the changes, and the reason in the App and on this page at least 7 days before they take effect. For changes that are unfavorable to you, we will give at least 30 days' notice.

If you do not agree to the new terms, you can stop using the App and delete it. If you have a subscription, you can cancel it on Google Play. Changes to these terms will not reduce the benefits of a lifetime pass you already bought.

If the Korean and English versions differ, the Korean version controls.

4. What the App Does

The App lets you record prepaid memberships, deduct check-ins, estimate refunds, get pace reminders, look up a facility's business status, and use an installment claim checklist and PDF generator.

The App has no sign-up or account, and local data stays on your device. Records and calculations work without internet. Business status lookups, ads, purchases, and restores need internet. A status lookup sends only the business registration number through our server to the National Tax Service lookup service. See the Privacy Policy for details.

5. Changing or Ending the Service

We may update or change features. If a change reduces the benefits of paid products, we will post a notice in the App and on this page at least 30 days before it takes effect.

Business status lookups may pause during server maintenance, outages, or disruptions to the public data service.

If we decide to end the App, we will post a notice in the App and on this page at least 30 days before. After that, on-device features in an installed App, such as records, calculations, and PDF creation, keep working. Features that need our server, such as business status lookups, will stop. We will stop new subscription sales and renewals before the App ends.

6. Paid Products and Payment

Paid products remove ads and remove the limit on memberships.

The price is the amount Google Play shows on the payment screen. Google Play handles payment and billing. We never receive your card number or other payment details.

A subscription renews and is charged automatically for the same period unless you cancel in Google Play subscription settings before the current period ends. If we raise a subscription price, Google Play will notify you in advance under its procedures.

If you cancel a subscription, you keep the paid benefits until the period you paid for ends. After that, banner ads return and you cannot add a third or later active membership, but your local data is not deleted.

Buying a lifetime pass does not end an existing subscription automatically. You need to cancel it yourself in Google Play subscription settings after buying.

If you change devices or reinstall the App, sign in with the same Google account you used to buy and tap Restore Purchases in Settings. Purchases cannot be restored to a different Google account. We will not reduce the benefits of a lifetime pass after you buy it.

A purchase made by a minor without a legal guardian's consent can be canceled as Korean law allows.

7. Withdrawal and Refunds

Under the Korean E-Commerce Act, you can ask to withdraw a purchase within 7 days of buying. If a product differs from how it was described or advertised, you can ask within the period set by law.

Request refunds on the Google Play refund page (support.google.com/googleplay). If Google Play does not process it, email contact@omniai.kr with your order number. We will review it and process it through Google Play's seller tools.

Once a refund is complete, the related paid benefits end. Your local data stays where it is.

Refunds for the remaining time on a subscription canceled midway follow Google Play's policies and applicable law.

8. Keeping and Backing Up Your Data

Local data exists only on your device and is not stored on our server. If it is lost because you change, lose, or reset your device, delete the App, or use the delete option in Settings, we cannot recover it.

The App has no separate export or import feature. For important evidence, create the installment claim PDF and keep it yourself, and keep your original receipts too. Even if Android automatic backup is on, the database encryption key is not backed up, so your records may not restore on another device.

You are responsible for checking that your check-in records and entries are correct.

9. Intellectual Property and Prohibited Conduct

We own the rights to the App's code, design, trademarks, and Content. You own the records and photos you enter. We do not receive or use them.

You may not reverse engineer the App, copy or redistribute it without permission, bypass payments or ads, send abnormal volumes of requests to our server, or use the App to create or submit forged evidence.

10. Nature of Results and Notifications

Refund estimates, comparisons with a facility's claim, installment checklist results, and PDF templates are reference materials based on what you enter and on public standards such as Korea Fair Trade Commission notices. They are not legal advice, legal determinations, or official proof, and they have no legal or financial effect. Confirm actual amounts and deadlines with your contract, the facility, your card issuer, or an official source such as the Korean consumer hotline (1372).

Changes to laws and notices may reach the App late.

Business status is based on National Tax Service data. If a business disappears and reports its closure late, the status may not match reality. If the business number belongs to a head office or payment processor, the status may not reflect that facility.

Notifications can be late or missing because of device settings, battery optimization, or network conditions. Do not rely on notifications alone to manage deadlines.

11. Limits on Liability

Unless we acted intentionally or with gross negligence, we are not liable for the following losses: errors in what you enter; natural disasters and network failures; outages of public data or Google services; and data loss caused by not managing your device or backups.

This section does not limit any liability we have by law or any statutory consumer rights you have.

12. Governing Law and Jurisdiction

These terms are governed by the laws of the Republic of Korea. Disputes between you and us are resolved in the court with jurisdiction under the Korean Civil Procedure Act. You can also apply for mediation through a consumer dispute body such as the Korea Consumer Agency.

13. Operator Information

Published: November 9, 2026 / Effective: November 9, 2026